Hard Money Lenders of Montecito
Hard money loans for all property types in Montecito, CA - residential, commercial, investment

Property Types

Hard money financing solutions for every property type. From residential homes to commercial developments, we have the right loan program for your investment.

7–14 days

to close

Up to 90%

loan-to-cost

$100K – $20M

loan range

No minimum

credit score

Residential Properties

Hard money loans for single-family homes, condos, townhomes, and residential investments. Fast funding for acquisitions, refinancing, and renovations.

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Commercial Properties

Financing for office buildings, retail centers, industrial properties, and mixed-use developments. Hard money solutions for commercial real estate investors.

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Investment Properties

Specialized lending for income-producing rental properties. DSCR-based qualification for single-family rentals, multifamily buildings, and vacation rentals.

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Land Acquisitions

Hard money financing for raw land, entitled land, and development parcels. Quick funding for land banking and development opportunities.

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Construction Financing

Ground-up construction loans for residential and commercial projects. Progressive draw schedules and flexible terms for builders and developers.

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Bridge Loans

Short-term bridge financing for any property type. Quick solutions when timing is critical and traditional financing isn't available.

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Renovation Loans

Financing for property improvements and value-add projects. Fund purchase and renovation costs with flexible draw schedules.

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Hard Money Mortgages

Asset-based mortgage lending secured by real estate. Alternative financing when traditional mortgages aren't an option.

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Non-Owner Occupied Loans

Investment property loans for non-owner occupied residential and commercial properties. Designed for real estate investors.

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Distressed Asset Financing

Hard money loans for foreclosures, short sales, REO properties, and distressed assets. Quick funding for time-sensitive distressed opportunities.

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Why Choose Hard Money Lenders of Montecito

Up to 75% LTV

High leverage options for qualified investors

All Property Types

Financing for residential, commercial, and land

$5M+ Loan Amounts

From $100K to $5M+ for projects of any size

Ready to Get Started?

Contact us today to discuss your property and find the right loan program for your investment.

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