
Premier private lending for real estate investors in Montecito, Santa Barbara County, and Ventura County.
7–14 days
to close
Up to 90%
loan-to-cost
$100K – $20M
loan range
No minimum
credit score
Hard Money Lenders of Montecito is a premier private lending firm specializing in hard money loans for real estate investors throughout Montecito, Santa Barbara County, and Ventura County. We understand the unique needs of real estate investors and provide fast, flexible financing solutions that traditional banks simply cannot match.
Our team brings decades of combined experience in real estate lending, investment, and development. We pride ourselves on our ability to evaluate deals quickly and provide funding solutions tailored to each investor's specific needs and timeline.
Whether you're a seasoned investor with a portfolio of properties or a first-time flipper looking to break into the market, we have the expertise and resources to help you succeed.
We focus on the property value, not your personal credit or income.
Close in as little as 7-10 days. Move fast in competitive markets.
Up to 75% LTV on investment properties. Maximize your buying power.
Contact us today to learn more about our hard money lending services and how we can help you achieve your real estate investment goals.